Terms of use
By using this site you agree to these terms. They are short on purpose.
What this site is
Second Chance Car Finance is a free referral service. We are not a lender or a car dealer. We pass your details to a broker partner if you ask us to, and the broker partner and lenders then deal with you directly.
No advice, no promises
Everything on this site is general information. It is not financial, legal or credit advice. Answering our questions does not mean you will be offered finance. Lenders make their own decisions, and fees, terms and conditions apply. Rates, repayments and examples are indicative only and are not a quote or an offer of credit.
Using the check
Please give accurate details. By submitting the check you agree that a broker partner may contact you about finance options. You can ask them to stop at any time. The check is not available while you are bankrupt.
Links and third parties
Our guides link to official and third-party websites. We do not control them and are not responsible for what they say or do.
Our content
The text and design of this site belong to Second Chance Car Finance. You may quote short extracts with a link back to the page. Please do not copy whole pages.
Liability
We take care to keep our information accurate and current, but we cannot promise it is complete or error free. To the extent the law allows, we are not liable for loss arising from your use of the site or from decisions you make about finance. Nothing in these terms limits your rights under New Zealand consumer law.
Changes and governing law
We may update these terms, and the date at the top will change when we do. These terms are governed by New Zealand law, and New Zealand courts have jurisdiction.